Mobile Wallet allows you to store your card information securely on your smart phone, in order to make purchases at over a million stores now accepting mobile payments using your smart phone. 

Getting the app used for Mobile Wallet is easy:

1. Check to ensure that the app is installed on your mobile device.
2. If it's not already installed, go to the app store for your device's operating system to see if the app is available for download. 
3. Once downloaded, follow the on-screen instructions to load your card information into the app

Using your card with Mobile Wallet provides the same fraud protection you receive with your card, with an added layer of security. When you pay in a store with Mobile Wallet services such as Apple Pay, Android Pay, or Samsung Pay, you don’t share the information contained on your card. Instead, your mobile device sends a unique, one-time passcode to the merchant’s terminal.

Both Apple Pay and Android Pay allow you to add multiple cards. However, you can also set a default card, and by choosing your card with us as your default, you will ensure quick and easy payments during checkout. If you have more than one card in your mobile wallet, you have the option of selecting any card during the payment process. 

If you have an iPhone® or Android™ smart phone, simply download the application. Then, log in. You'll key in the amount of the deposit, and take a picture of the front and back of the check. That's it! Within seconds of uploading the transaction, you'll receive a confirmation that the deposit was received successfully.

All personal and business U.S. checks can be processed through Mobile Deposit. Checks from Canada and other foreign countries, food stamps, savings bonds and poor image quality checks must be deposited traditionally.

Mobile Deposit is very secure. It features multiple layers of security, giving your account and check data the highest level of safety available.

You can transmit mobile deposits to the financial institution 24-hours a day, 7-days a week including weekends and holidays, with the exception of the financial institution's routine maintenance downtime.

Deposits received electronically are processed similar to traditional paper deposits during the business day. The financial institution's window for processing electronic deposits may be extended. Contact your financial institution for details.

Original checks should be stored for a minimum amount of time prior to being destroyed, as determined by your financial institution.

The software has built-in duplicate detection tools that detect items already captured. If the software detects potential duplicate checks, an alert prompts you to make a decision about the items in question. Also endorse the back of the check with "For Mobile Deposit Only" as a precaution.

The software has an Image Quality Assessment (IQA) tool that automatically identifies problems with the check image. If a problem is detected, you'll be asked to retake the photo.